PERSONAL SAVINGS

Hiawatha National Bank serves its community with a variety of Personal Savings accounts. 

View our personal savings rates.

  Premium Savings Money Market Savings Statement Savings Christmas Club Serious on Saving
MINIMUM OPENING DEPOSIT $5,000 $1,000 $50 $1 $1
MINIMUM BALANCE $5,000 $1,000 $50 $50 $50
MONTHLY SERVICE CHARGE None; Statement Saving rate paid if below minimum None; Statement Saving rate paid if below minimum If balance falls below minimum: $.50/mo. None None
INTEREST RATE Variable rate paid on average daily balance; credited monthly; rate related to US Treasury rates Variable tiered rates1 calculated on average daily balance; credited monthly; rate related to US Treasury rates Variable rate paid on average daily balance; credited quarterly Variable rate; compounded annually Variable rate; compounded monthly
WITHDRAWALS Three free per month; $7.50 fee per month if over three. Six pre authorized withdrawals2 Five free per month; $1 per withdrawal if over five. No withdrawals permitted before October 31st Predetermined schedule only
OTHER BENEFITS ATM card at no charge and no ATM fees3 Checkwriting capability plus ATM/Debit card No min. balance for customers under 19; ATM card for $1/mo. A check is issued for your entire balance on November 1st. Available only with automatic monthly transfers from an HNB checking account

 

1 Money Market Savings interest rate is tiered based on following average daily balances: below $1000; $1000 to $9,999.99; $10,000 to $24,999.99; $25,000 to $99,999.99; $100,000 & over
2 For Money Market Savings, there is a limit of six pre-authorized, automatic or telephone transfers per month. No more than six can be by check or VISA Cash & Check card. Unlimited withdrawals in person. There is a fee of $2 per debit over six per month.
3 Use any ATM, anywhere. If you are charged a surcharge, we will automatically refund the fee